cloud9umbrella-blog-good-news-for-your-freelancer-pension

Good news for your freelancer pension

Pensions have generally been focused at the full time employed and there has been little benefit to the contractor or freelancers. Following the 2014 Budget this is set to change. There has been a major shake up of the pension system, which makes pensions more appealing to the self-employed. There are now initial tax savings…

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Can recruitment companies dictate which umbrella company to use?

If you’re a contractor and a new role comes up through a recruitment agency you will probably want to use an umbrella company to manage your PAYE needs. You may have used an umbrella company previously or you might have just checked an income calculator to find an umbrella company with the best deal. Either…

cloud9umbrella-blog-paid-in-china

Paid in China

Times are changing and emerging markets are in a state of rapid growth, in particular the emerging markets in the East such as China, India and Saudi Arabia. The expansion of these markets has lead to a surge in the amount of opportunities for contractors and freelancers. So it’s no wonder that more and more…

cloud9umbrella-blog-business-vs-business-brand

Business vs. Business brand

I’m Not A Businessman. I’m A Business, Man.   Taking inspiration from music – the words of Jay Z fit perfectly with how you should see yourself as a contractor or freelancer. “I’m Not A Businessman. I’m A Business, Man”.   You are your own business so you need to think like one. If you…

cloud9umbrella-blog-all-umbrellas-are-not-equal

All umbrellas are not equal

If you’re a contractor or freelancer you should be familiar with the term ‘Umbrella company’ and will have probably had a look at a number of them. On the surface they all seem pretty similar. Unfortunately this is not the case.   More and more we are seeing an increase in umbrella companies that claim…

cloud9umbrella-blog-90-percent-of-hmrc-customer-complaints-are-successful

90% of HMRC customer complaints are successful

90% of complaints made by customers about HMRC are upheld, according to statistics from the Tax Adjudicator’s Office. Resolved complaints have doubled over the past year. Out of 2,311 complaints filed against HMRC, 2,073 had favourable results for the complainants. However, the majority of these complaints were not validated by HMRC when they initially received…